Posts by Ray Borghi

Selling a House With a Contractor’s (Mechanic’s) Lien in NC A contractor put a lien on your house — here is how it works and how it clears. A renovation that went sideways, a dispute over a final invoice, a subcontractor you did not even hire directly — and now there is a contractor’s lien…

Selling a House With a Clouded Title or Heirs Property in NC Inherited a house you can’t quite sell? Here is how a clouded or heirs-property title clears. When a house comes to you through a family death, the hardest part is often not the grief but the title. A title search turns up gaps…

Selling a House With a Judgment Lien in Charlotte, NC A judgment lien turned up on your title — here is how it clears when you sell. Plenty of owners discover an old judgment only when a title search runs before a sale: a credit card balance, a medical bill, a dispute from years ago…

How to Sell a House With a Lien or Title Problem in North Carolina A lien or title problem on your Charlotte house? You can usually still sell — and clear it at closing. Most people only learn there is a lien or a title defect on their house at the worst moment — when…

Tax Foreclosure vs. Mortgage Foreclosure in North Carolina Two different foreclosures, two different clocks — here is how to tell them apart. “Foreclosure” is one word for two very different situations, and knowing which one you face changes what you should do. One comes from your mortgage lender; the other comes from the county for…

Selling a House With a Property Tax Lien in Charlotte, NC A property tax lien is already on your house — and it clears the moment you sell. A lot of owners are surprised to learn there is a tax lien on their home even though no one mailed them a lien document. In North…

How to Stop a Property Tax Foreclosure in Mecklenburg County, NC The county sent a notice about your taxes — here is how to stop the foreclosure. When property taxes go unpaid long enough in Mecklenburg County, the tax collector can move to foreclose. If you have received a notice from the county tax office,…

How to Sell a House With Delinquent Property Taxes in North Carolina Behind on property taxes in Charlotte? You can still sell — and clear them at closing. Property taxes are one of those bills that grow quietly until they feel impossible. In North Carolina they are due September 1 and can be paid without…

Behind on Mortgage Payments in Charlotte, NC? You Can Still Sell Your House Fast Falling behind on mortgage payments in Charlotte doesn’t mean you’ve run out of options. If you’re dealing with financial stress, facing foreclosure, or juggling unexpected life changes, you still have the ability to take control. One of the fastest ways to…

The Easiest Way to Sell a House With Fire Damage in Charlotte, North Carolina Dealing with fire damage is already stressful. Selling that damaged property shouldn’t add to the pressure. If you’re trying to sell a fire-damaged house in Charlotte, you need a path that’s simple, direct, and fast. The good news? There is one.…